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Bread Financial Holdings, Inc.
BFH•NYSE
Financial Services
Financial - Credit Services
$63.27
$2.27(3.72%)
Bread Financial Holdings, Inc. (BFH) Financial Performance & Income Statement Overview
Review Bread Financial Holdings, Inc.’s income statement, balance sheet, and cash flow reports with annual and quarterly breakdowns.
Revenue Growth
-7.27%
↓ 7.27%
Operating Income Growth
-60.64%
↓ 60.64%
Net Income Growth
-61.42%
↓ 61.42%
Operating Cash Flow Growth
-6.44%
↓ 6.44%
Operating Margin
8.14%
↑ 8.14%
Gross Margin
38.05%
↑ 38.05%
Net Profit Margin
6.06%
↑ 6.06%
ROE
9.23%
↑ 9.23%
ROIC
4.14%
↑ 4.14%
Bread Financial Holdings, Inc. (BFH) Income Statement & Financial Overview
Review Bread Financial Holdings, Inc.'s (BFH) income statement with detailed quarterly and annual figures.
| Metric | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|
| Revenue | $1.20B | $1.16B | $1.22B | $1.18B |
| Cost of Revenue | $521.00M | $648.00M | $609.00M | $531.00M |
| Gross Profit | $674.00M | $508.00M | $614.00M | $649.00M |
| Gross Profit Ratio | $0.56 | $0.44 | $0.50 | $0.55 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $250.00M | $290.00M | $266.00M | $247.00M |
| Operating Expenses | $477.00M | $535.00M | $574.00M | $469.00M |
| Total Costs & Expenses | $998.00M | $1.18B | $1.18B | $1.00B |
| Interest Income | $1.23B | $1.22B | $1.28B | $1.23B |
| Interest Expense | $225.00M | $231.00M | $240.00M | $241.00M |
| Depreciation & Amortization | $21.00M | $22.00M | $22.00M | $23.00M |
| EBITDA | $218.00M | -$5.00M | $62.00M | $203.00M |
| EBITDA Ratio | $0.18 | -$0.004 | $0.05 | $0.17 |
| Operating Income | $197.00M | -$27.00M | $40.00M | $180.00M |
| Operating Income Ratio | $0.16 | -$0.02 | $0.03 | $0.15 |
| Other Income/Expenses (Net) | $0.00 | $0.00 | $0.00 | $0.00 |
| Income Before Tax | $197.00M | -$27.00M | $40.00M | $180.00M |
| Income Before Tax Ratio | $0.16 | -$0.02 | $0.03 | $0.15 |
| Income Tax Expense | $55.00M | -$34.00M | $37.00M | $47.00M |
| Net Income | $138.00M | $7.00M | $2.00M | $133.00M |
| Net Income Ratio | $0.12 | $0.006 | $0.002 | $0.11 |
| EPS | $2.81 | $0.14 | $0.04 | $2.68 |
| Diluted EPS | $2.78 | $0.14 | $0.04 | $2.65 |
| Weighted Avg Shares Outstanding | $49.00M | $49.60M | $49.70M | $49.60M |
| Weighted Avg Shares Outstanding (Diluted) | $49.60M | $50.40M | $51.00M | $50.20M |
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