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Synchrony Financial
SYF•NYSE
Financial Services
Financial - Credit Services
$72.90
$1.09(1.52%)
Synchrony Financial (SYF) Financial Performance & Income Statement Overview
Review Synchrony Financial’s income statement, balance sheet, and cash flow reports with annual and quarterly breakdowns.
Revenue Growth
22.58%
↑ 22.58%
Operating Income Growth
43.52%
↑ 43.52%
Net Income Growth
56.34%
↑ 56.34%
Operating Cash Flow Growth
14.60%
↑ 14.60%
Operating Margin
29.48%
↑ 29.48%
Gross Margin
58.16%
↑ 58.16%
Net Profit Margin
15.38%
↑ 15.38%
ROE
19.77%
↑ 19.77%
ROIC
5.43%
↑ 5.43%
Synchrony Financial (SYF) Income Statement & Financial Overview
Review Synchrony Financial's (SYF) income statement with detailed quarterly and annual figures.
| Metric | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|
| Revenue | $5.70B | $3.80B | $5.90B | $5.70B |
| Cost of Revenue | $2.58B | $0.00 | $2.77B | $2.87B |
| Gross Profit | $3.12B | $3.80B | $3.13B | $2.83B |
| Gross Profit Ratio | $0.55 | $1.00 | $0.53 | $0.50 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $622.00M | $582.00M | $587.00M | $563.00M |
| Operating Expenses | $1.24B | $2.83B | $1.19B | $1.18B |
| Total Costs & Expenses | $3.82B | $2.83B | $3.96B | $4.04B |
| Interest Income | $5.55B | $5.71B | $5.79B | $5.58B |
| Interest Expense | $1.09B | $1.12B | $1.18B | $1.18B |
| Depreciation & Amortization | $125.00M | $120.00M | $121.00M | $121.00M |
| EBITDA | $3.98B | $1.09B | $2.33B | $2.78B |
| EBITDA Ratio | $0.70 | $0.29 | $0.39 | $0.49 |
| Operating Income | $1.88B | $973.00M | $1.94B | $1.65B |
| Operating Income Ratio | $0.33 | $0.26 | $0.33 | $0.29 |
| Other Income/Expenses (Net) | -$895.00M | $0.00 | -$914.00M | -$810.00M |
| Income Before Tax | $984.00M | $973.00M | $1.03B | $844.00M |
| Income Before Tax Ratio | $0.17 | $0.26 | $0.17 | $0.15 |
| Income Tax Expense | $227.00M | $199.00M | $239.00M | $201.00M |
| Net Income | $757.00M | $774.00M | $789.00M | $643.00M |
| Net Income Ratio | $0.13 | $0.20 | $0.13 | $0.11 |
| EPS | $1.91 | $1.93 | $1.96 | $1.56 |
| Diluted EPS | $1.89 | $1.91 | $1.94 | $1.55 |
| Weighted Avg Shares Outstanding | $385.20M | $408.30M | $392.30M | $399.30M |
| Weighted Avg Shares Outstanding (Diluted) | $389.40M | $395.20M | $396.50M | $402.60M |
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