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X Financial
XYF•NYSE
Financial Services
Financial - Credit Services
$13.90
$-0.47(-3.27%)
X Financial (XYF) Financial Performance & Income Statement Overview
Review X Financial’s income statement, balance sheet, and cash flow reports with annual and quarterly breakdowns.
Revenue Growth
-46.85%
↓ 46.85%
Operating Income Growth
-100.00%
↓ 100.00%
Net Income Growth
29.75%
↑ 29.75%
Operating Cash Flow Growth
87.12%
↑ 87.12%
Operating Margin
-58.99%
↓ 58.99%
Gross Margin
36.28%
↑ 36.28%
Net Profit Margin
41.51%
↑ 41.51%
ROE
23.41%
↑ 23.41%
ROIC
-20.31%
↓ 20.31%
X Financial (XYF) Income Statement & Financial Overview
Review X Financial's (XYF) income statement with detailed quarterly and annual figures.
| Metric | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|
| Revenue | $728.33M | $1.08B | $675.53M | $578.58M |
| Cost of Revenue | $0.00 | $457.51M | $1.21B | $488.09M |
| Gross Profit | $728.33M | $627.30M | -$532.46M | $90.50M |
| Gross Profit Ratio | $1.00 | $0.58 | -$0.79 | $0.16 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $48.89M | $556.26M | $39.07M | $38.47M |
| Operating Expenses | $0.00 | $1.08B | $675.53M | $42.52M |
| Total Costs & Expenses | $0.00 | $1.07B | $675.53M | $42.52M |
| Interest Income | $354.94M | $336.98M | $349.19M | $330.34M |
| Interest Expense | $503.70M | $506.76M | $323.64M | $248.37M |
| Depreciation & Amortization | $0.00 | $0.00 | $1.32M | $1.32M |
| EBITDA | $0.00 | $1.07B | -$579.23M | $674.07M |
| EBITDA Ratio | $0.00 | $0.99 | -$0.86 | $1.17 |
| Operating Income | -$1.99B | $40.18M | -$931.06M | $376.54M |
| Operating Income Ratio | -$2.73 | $0.04 | -$1.38 | $0.65 |
| Other Income/Expenses (Net) | $2.48B | $435.99M | $1.44B | $49.58M |
| Income Before Tax | $490.70M | $476.17M | $504.87M | $426.12M |
| Income Before Tax Ratio | $0.67 | $0.44 | $0.75 | $0.74 |
| Income Tax Expense | $150.78M | $100.33M | $89.57M | $65.03M |
| Net Income | $385.63M | $375.84M | $415.30M | $363.14M |
| Net Income Ratio | $0.53 | $0.35 | $0.61 | $0.63 |
| EPS | $6.84 | $47.34 | $49.68 | $44.64 |
| Diluted EPS | $6.72 | $46.26 | $49.74 | $43.92 |
| Weighted Avg Shares Outstanding | $7.83M | $7.94M | $8.16M | $8.16M |
| Weighted Avg Shares Outstanding (Diluted) | $8.02M | $8.12M | $8.35M | $8.25M |
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